Short premium payment term

You only need to pay for 20 years to enjoy coverage up to age 75.

Guaranteed cash payments

Enjoy guaranteed annual cash payments from the fifth year of your policy until the plan ends.

Death benefit that increase

Offers a lump sum payment if you pass way. Your coverage amount increases annually starting from the eight policy year.

Total and permanent disability benefit that increases

Offers a lump sum payment if you suffer Total Permanent Disability (TPD). Your coverage amount increases annually from the 8th policy year.

Potential dividends

After your fifth policy year, you are entitled to receive any declared annual dividends. You may also receive a terminal dividend when your policy ends.

Funeral expense benefit

Your family will receive an additional 25% of your initial sum assured to help with funeral expenses.

Maturity benefit

Receive 120% of the sum assured as well as any accumulated guaranteed cash payments and dividends in a lump sum when your plan matures.