Benefits

Choice of premium payment terms

Option to pay for 10 years for 25 years of protection, OR pay for 20 years for 30 years of protection.

Guaranteed cash payments that increases

You will receive a regular cash payment that increases throughout the term of your policy.

Guaranteed maturity value

Receive a lump sum payment of up to 150% of your coverage amount, depending on your plan.

Investment-linked funds to match your needs

Enjoy potential investment gains from a choice of four AIA investment-linked funds.

Flexibility in savings and investment

Top up your savings, withdraw cash or switch to another fund, depending on your changing needs.

Death benefit

Your family will receive a lump sum payment if you pass away within the policy term or double the amount if it’s caused by an accident.

Total and Permanent Disability benefit

Receive a lump sum payment if you suffer total and permanent disability (TPD) or double the amount if it’s caused by an accident.

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